These disparities are primarily related to the business enterprise. Given the various bank fees that add to the cost of credit and can vary significantly from one institution to another, it is essential to consider the overall cost of créditet not just the interest rate displayed.
Some examples of average rates achieved in various business segments: Great
teaches fast food (South West): 3.75% to 4.8%
In this example, the bank ultimately selected by the project leader was pascelle proposing the highest low, but one that has agreed not to block the accounts of associates. The potential savings from payroll taxes amounted to 60 000 €.
traditional restaurant (Paris): 4.20% to 5.15%
Also on this record, it is not the cheapest bank was chosen, but that agreeing to finance without resorting to a bail agency mutual SLA type. Using this type of bond adds an average 0.7 point at a nominal rate of credit. A higher rate without body-cons warranty will therefore sometimes more interesting than low rates raised the cost of the warranty.
Teaches clothing (East): 3.68% to 4.5%
In this case it is the lowest rate that has prevailed. According
CREDITRELAX, should be particularly vigilant about
following points:
Do not just stop at the rate, but analyze the proposal in a banking solution. The rate is actually the opposite of the iceberg : We must be vigilant on all parameters of a professional financing rates, intake, duration, guarantees, warranties, insurance, relays VAT, account maintenance, credit card commission.
rate differentials have been never been more important for 5 years:
- within the same banking network:
For one of the partner banks CREDITRELAX, rates range from 4.26% to 5.00
% over the same region following agencies.
-between banks:
sometimes observed considerable variation: 3.68% to 6.00%.
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