A bank guarantee is generally given to the borrower in case of personal contribution.
A bond is a commitment by a third party to guarantee payment of a mortgage in the event of default by the borrower. Guarantee fees are paid by the borrower once and for all from the first release of substance.
Today there are two types of bank guarantee:
- Bank guarantee given by a subsidiary of the lending bank.
- Bank guarantee to an external company. The best known is the company Home Loan, a partner of over 50 banks. The amount consists of a financial contribution to the Guarantee Fund (MGF) repayable at 75% and a commission for Home Loan compensation of his performance
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